Digital Wallet

Our digital wallet ensures a quick, secure, and convenient method for both making payments
and receiving money.

Evolving Preferences

While cash remains prevalent, there’s a discernible demographic change underway. Digital wallets marks a transformative phenomenon in the realm of financial transactions. The increasing number of young, tech-savvy individuals signifies an opportunity to introduce digital solutions that align with evolving preferences.


These virtual repositories revolutionise the way consumers and micro-retailers conduct business, offering a seamless platform for digital transactions.

Digital Transactions

With 20NINE’s digital wallet, both consumers and micro-retailers can engage in smooth digital transactions, access valuable insights, and enhance their business operations. Users can easily perform payments in-store, online, and within apps, all through their smartphones, eliminating the necessity for cash or credit/debit cards.

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Online Shopping

Credit Model

Pay Later

Shop Management