Credit Model
Using AI technology, our unique credit scoring
engine builds users credit scores by analysing
digital transactions.
engine builds users credit scores by analysing
digital transactions.
Bridging The Gap
Many financially excluded individuals and micro-retailers lack the financial history that banks traditionally depend on to inform lending decisions. This absence of established credit records poses a significant challenge, hindering access to financial support.
Addressing this gap is vital for fostering greater financial inclusivity and ensuring that a wider segment of society can access the necessary financial assistance for personal and business growth.
Sustainable Credit
Designed to bridge lending gaps, our AI-based credit scoring is a powerful tool. This credit score engine can be deployed by commercial credit providers to facilitate loan approvals or assist micro-retailers in offering deferred payment alternatives to their customers, such as ‘Buy now, pay later.